Bankonia is a next-generation digital platform transforming the way payments and collections happen across India. We specialize in building a robust infrastructure that bridges billers, consumers, banks, fintechs, and agents — through a secure, unified, and scalable payment ecosystem.
Bankonia is your gateway to effortless bill payments through the trusted Bharat Bill Payment System (BBPS) — a centralized platform regulated by the Reserve Bank of India (RBI) and operated by the National Payments Corporation of India (NPCI).
With Bankonia, individuals and businesses can pay and collect bills across multiple categories — electricity, gas, water, broadband, telecom, DTH, loans, education fees, and many more — all from one unified and secure interface.
While several BBPS service providers exist, Bankonia stands apart with its blend of technology, reliability, and user-first design.
We are a leading BBPS infrastructure provider, delivering consistent performance and system availability with enterprise-grade uptime.
Bankonia allows users to pay bills through multiple channels — web, mobile apps, chatbots, and agent-assisted outlets. Whether you’re in a metro or a remote village, Bankonia meets you where you are.
Your data and transactions are safe with us. We implement end-to-end encryption, PCI DSS compliance, and multi-layered authentication protocols to ensure full protection.
Extensive Biller Network: Access 400+ billers across utility, telecom, finance, insurance, and more.
Competitive Pricing: We offer attractive commercial terms for partners, aggregators, and merchants.
Always-On Support: Get round-the-clock customer and technical assistance for peace of mind.
Sign up via the Bankonia portal or mobile app.
Log in and choose the biller from the supported categories.
Enter details like consumer ID or mobile number.
Review and Pay using your preferred payment method.
Get instant confirmation and track all past payments in your dashboard.
If you’re a fintech, NBFC, utility company, or startup — Bankonia is the ideal BBPS partner for your business growth.
Bulk Bill Payments: Streamline large-volume customer bill collections or payments with bulk tools.
Seamless API Integration: Plug BBPS capabilities directly into your app, platform, or core systems.
White-Label BBPS Solutions: Build your branded BBPS offering powered by Bankonia’s tech — perfect for banks, aggregators, and digital service providers.
Whether you’re managing payments for a household, a retail shop, or a national business — Bankonia delivers the technology, scale, and support to simplify your financial operations.
Let’s make payments smarter, faster, and more inclusive.
👉 Get Started with Bankonia Today